When you notice your loved one struggling to manage daily tasks or finances due to a disability, it can be overwhelming and heart-wrenching. Deciding to have a guardian make decisions for them might feel like an extreme step. However, it may be one of the only ways to...
Plan For The Future With Confidence
Disability
Creating advance directives for loved ones with special needs
If you are a parent or caregiver of someone with special needs, it’s common to have concerns about their care and quality of life in the future, especially when you’re not around. What if they needed urgent medical care and could not express their needs? Advance...
Why a special needs trust is not just for parents
Many people assume that Special Needs Trusts (SNTs) are only for parents to establish for their children. However, siblings, grandparents and even friends can also create an SNT to benefit their loved ones with special needs. An SNT is a specialized trust designed to...
Special needs guardianship: What parents need to know
When your child with special needs turns 18, they legally become an adult. This transition brings significant changes in their legal status and decision-making rights. Suddenly, you may find yourself unable to access your child’s medical records, make health care...
Safeguarding your special needs child’s future in Maryland
It is natural for parents with adult children who have disabilities to worry about the comfort and security of their lives after they're gone. Leaving an inheritance directly to an adult with special needs can jeopardize their eligibility for vital government benefits...
What are the two types of public guardianship in Maryland?
Public guardianship is a law-enforced arrangement that gives another person or party the responsibility to make decisions for you, including concerns about your property or personal welfare. In Maryland, this program is open to elders at least 65 years old,...
You’re trying to help. Is a special needs trust right for you?
Millions of people in America have family members with special needs, including many people in Maryland. These individuals may be vulnerable for any variety of reasons, from mental health issues to physical disabilities, among other potential issues. And no matter...
How much Maryland income disqualifies you for SSI?
If you're in Maryland and planning to apply for Supplemental Security Income (SSI), or if you're currently on SSI, you should be aware that making over a certain threshold of money will disqualify you from SSI benefits. Depending on your income streams or salary...
Special needs planning for families
Expenses can be high for families in Maryland that care for members with disabilities. Saving money works for most families, but many of them have to qualify and sign up for disability benefits. There are several solutions for people to care for children and adults...
How to plan for your disabled child’s future in Maryland
If you have children with special needs in Maryland, it is in your best interest and theirs to ensure they'll be protected and well taken care of after you pass. There are steps you can take to accomplish this. They include: 1. Designating a guardian A guardian is a...
