If you're 65 and older, there's a likelihood that you will need some sort of nursing home stay. It may be for short-term rehab, or something more permanent, such as end-of-life care. A common concern among many older adults is that a nursing home will take all of...
Medicaid planning involves various strategies to protect your assets while qualifying for assistance with healthcare costs. A power of attorney (POA) can play a crucial role in this process, especially in Maryland, where specific laws govern how to use it in Medicaid...
There may come a time when an adult can’t make decisions for themselves. At that point, a guardianship might be necessary. This enables one individual to legally make decisions for another. Maryland recognizes two primary types of guardianships for adults: guardian...
Have you been thinking about estate planning, but just haven’t done it yet? You’re not the only one. Reports show that this is what most Americans do—and only about a third of them have actually gotten a plan in place. If you pass away without an estate plan, it’s...
Families raising children with special needs face extraordinary challenges that extend far beyond daily care routines. The financial reality of managing ongoing medical treatments and specialized therapies can create a burden many households struggle to shoulder. As a...
When you notice your loved one struggling to manage daily tasks or finances due to a disability, it can be overwhelming and heart-wrenching. Deciding to have a guardian make decisions for them might feel like an extreme step. However, it may be one of the only ways to...
Medicaid provides essential healthcare coverage for low-income individuals, but not everyone qualifies immediately. If your income or assets exceed Medicaid limits, you may need a spend-down strategy. This legal approach helps you meet eligibility requirements while...
Estate planning is crucial in ensuring the fulfillment of your wishes and the care of your loved ones after you pass. While it may seem daunting, addressing these matters can provide peace of mind for you and your family. Below are key considerations for end-of-life...
Creating an estate plan is essential to securing your family's future. But many simply make one, file it away and then forget all about it. Remember, life brings constant changes—marriages, births, deaths, career shifts, new relationships and much more. Your estate...
Growing old often comes with increased care needs, but many seniors prefer to stay in their homes rather than move to a nursing facility. Maryland offers Medicaid waiver programs that can help your senior parent receive care at home so they can maintain their...
