Those aging alone often think about the future in a very personal way because they know their support system may look different from others.
Fortunately, legal tools are available to help solo agers stay in control throughout their senior years. This can provide peace of mind and reduce uncertainty during stressful moments.
Key decision-making documents
It is essential to have clear guidance in place long before a crisis occurs. Here are three critical documents to consider:
- A financial power of attorney (POA) authorizes someone to manage your accounts if incapacity occurs.
- A medical POA gives someone the ability to make treatment decisions when needed.
- An advance directive records personal preferences for medical care and end-of-life choices.
Together, these tools help safeguard your assets and health care preferences. Updates as needed can help ensure they always reflect your current circumstances.
Planning for long-term care needs
Many solo agers prefer to remain at home as long as possible, making long-term care planning essential. Maryland offers a number of home and community-based services (HCBS) programs that support daily living and help prevent nursing home placement. Since each program has specific eligibility rules, a thorough review of your situation can help you determine which options fit your needs and goals.
Building a reliable support network
A dependable support network can make a positive difference for those aging without immediate family. Many people choose trusted friends, relatives or community members to assist with important tasks. An experienced legal representative can fill a crucial role in your support team by helping ensure that your affairs remain in order throughout the aging process.
